Critical Illness Cover
     
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What is Critical illness Insurance
 
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  How do is work?

As I have said on previous pages these plans are designed to pay out a lump sum, or regular payment in the case of family income benefit plans, on the diagnosis of a critical illness.

In addition most plans are extended to include an additional benefit known as permanent total disability (for more info on that benefit please see additional section PTD.

Most critical illness plans are designed to discharge the sum assured normally which is a tax free lump sum, 30 days after diagnosis of an insured illness

Chances of surviving critical illnesses nowadays are that much greater, making this type of insurance very much a living policy. Benefiting the life assured and not their estate can be more important to a lot of people.

Having one of these policies means that should the unthinkable actually happen you are able to pay off the mortgage, adapt your home if necessary or just take a well deserved holiday to recuperate. All of which means making a full recovery that much easier without the financial burden that may be there if there was no provision.
















  
 
   
Critical illness insurance companies
  
   
UK-critical-illness-insurance.com
45 Market Street
Wirral
Cheshire
CH47 2BQ

Tel 0800 083 6050

Fax 0151 632 2117

email:
info@UK-critical-illness-insurance.com

Office Hours
9am - 5pm

  
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